We want you to feel totally at ease as you purchase your coffee here at Joe By Schmo. Have total confidence that your financial information is entirely secure throughout the whole transaction. Joe By Schmo never sees your credit card information. That data is transmitted from your web browser through a secure token directly to either of our payment processing companies, Paypal or Stripe, depending on which payment method you chose. The roastery never sees or stores your financial data. Additionally, your data is secure against malicious outsiders by our HTTPS security certificate. Your credit card date is transmitted with an encrypted token. It's very secure!

In addition to that, we have PCI Compliance through our payment processing companies, Stripe and Paypal.

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that ALL companies that accept, process, store or transmit credit card information maintain a secure environment.

The Payment Card Industry Security Standards Council (PCI SSC) was launched on September 7, 2006 to manage the ongoing evolution of the Payment Card Industry (PCI) security standards with a focus on improving payment account security throughout the transaction process. The PCI DSS is administered and managed by the PCI SSC (www.pcisecuritystandards.org), an independent body that was created by the major payment card brands (Visa, MasterCard, American Express, Discover and JCB.). It is important to note that the payment brands and acquirers are responsible for enforcing compliance, not the PCI council.

The current PCI DSS documents can be found on the PCI Security Standards Council website.